Morel connects your employees to real-world financial experiences through gamification, actionable learning, and measurable progress — turning financial stress into financial strength.
Financial Score
742
The Problem
Financial stress is the #1 cause of reduced workplace productivity. Yet most wellness benefits are ignored — confusing, passive, and completely disconnected from real life. Employees need more than a PDF about budgeting. They need experiences.
Traditional EAP programs see less than 5% utilization
Generic financial courses fail to drive behavior change
Employees have no way to measure or celebrate progress
HR teams lack visibility into workforce financial wellness
The Morel Difference
Every module connects employees to real financial moves they can make today.
Points, badges, streaks, and leaderboards make financial growth genuinely fun.
HR dashboards show engagement, progress, and ROI in real time.
Features
Morel is built on a single belief: financial wellness isn't passive. It's earned through action, celebrated through achievement, and sustained through community.
Dynamic, level-based curriculum that rewards employees for completing real financial tasks — from setting up a savings account to investing their first dollar.
Morel doesn't stop at education. Employees are guided into real actions — opening accounts, adjusting withholdings, reducing debt — and earn XP for every step.
A holistic wellness score across budgeting, saving, investing, and protection. Employees see exactly where they stand and what to improve next.
Company-wide financial challenges create friendly competition and community. Teams level up together, building a culture of financial wellbeing.
Real-time insight into workforce engagement, program adoption, and aggregate wellness trends — all anonymized and GDPR-ready.
Flexible reward system lets employers offer gift cards, time off, or charitable donations when employees hit financial milestones.
How It Works
Morel is designed for simplicity on both sides — effortless for HR to deploy, genuinely enjoyable for employees to use.
We handle setup in under a week. Morel integrates with your existing HR tools and SSO. Employees get a personalized financial baseline assessment on day one.
Staff move through tailored financial missions — saving challenges, debt payoff games, investing quests. Every real-world action earns points and unlocks new content.
HR sees anonymized cohort trends. Employees see their personal financial score grow. Everyone celebrates milestones — automatically, and meaningfully.
Gamification Engine
Morel's gamification system is built around behavioral science — not cheap tricks. Every point earned, every badge unlocked, and every level achieved reflects a real financial decision your employees made. Progress is personal. Celebration is social. Results are undeniable.
Outcomes
"Morel turned our financial wellness benefit from a box-check into something our employees actually talk about. Engagement went from 4% to 87% in our first quarter."
"Our teams are competing to hit savings milestones. I never thought I'd say this, but people are genuinely excited about their emergency funds."
"The ROI is undeniable. Lower financial stress means fewer sick days, more focus, and better retention. Morel paid for itself in month three."
Pricing
Simple per-employee pricing with no setup fees. Annual plans available with volume discounts.
per employee / month
Perfect for small teams getting started with financial wellness.
per employee / month
For organizations ready to build a real financial wellness culture.
tailored to your organization
For large organizations with complex needs and global workforces.
Get Started
Book a personalized demo and see how Morel can deliver measurable results for your organization in 90 days or less.